When we hear about debt, the first thing that will come into our mind is money. A burden we all will encounter until we find ourselves free financially. Wehn we hear about Credit, again it pertains to money and who want to have credit pending on their pants? i guess no one, so the way to solve such problems is by debt consolidation. So how does this work? It is simple as building your very first lego where as  the tiny blocks represent your debts and when everything is assembled it will become a big structured lego which is easier to see, easier to hold, easier to manage. Juest like a credit card debt, before it is consolidated, all your debts are waiting to be paid but that does not mean that a person can pay it in one transaction and that is the reason why debt consolidation loans will take place. It will do some sort of compressing where all your debts will be consolidated into one. For example, I have 5 debts all in all, then all those 5 debts will be merged into 1. so all my debts will be paid through a single medium of payment which will make it easier for me to pay it and more convenient to manage.