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ASSETS – Something of value in monetary terms. Tangible and intangible things that are acquired and used by the business.

BALANCE SHEET – A statement of property. A list of all assets (things) which always equal the liabilities (persons who have provided credit) and owners’ equity (persons who own the business).

BALANCE SHEET TRANSFER – Internal bookkeeping adjustment that affects two balance sheet accounts, without affecting either the income statement or cash statement.
See DISPOSALS.

BORROW/(PAY BACK) – Of Debt. BORROW: Cash received by borrowing. PAY BACK: Cash used to pay back a prior debt to another party.

CASH – Monetary value that is virtually immediately available to a person or business in that it can be instantly converted into any other kind of asset.

CASH FLOW STATEMENT – The actual movement of cash within the business: cash inflow minus cash outflow.

COLLECTIONS – Also called receipts. Cash paid by customers for their purchases.

COST OF GOODS SOLD or COGS – A non-cash measurement of the goods that were sold and taken out of inventory.. These goods are valued at the cost incurred when the business originally bought goods and/or produced the inventory.

CREDIT ADDITIONS – Additions to Inventory made by purchasing from outside vendors on credit.

DEBT – A liability. Dollars the company owes lenders which must be paid back, usually with interest.

DEBT ADJUSTMENTS – Sometimes a debt amount is charged down in unusual circumstances. (This adjustment could be offset against equity or assets.)

DEPLETION – A portion of the original cost of fixed assets that can no longer be converted into cash, charged as a cost of doing business. Often applied to natural resource assets. Treated similar to depreciation in the Mobley Matrix.

DEPRECIATION – A portion of the original cost of fixed assets charged to a particular income period as a cost of doing business.

DISPOSALS – A value that is removed from fixed assets on the balance sheet.
DISPOSALS always reduce two accounts equally, and may be a balance sheet transfer.

DIVIDEND – A payment to stockholders out of retained earnings, which is usually in the form of cash.

EQUITY – Stock in a business, plus accumulated retained earnings. Also called net worth.

EQUITY ADJUSTMENT – Could result from stock dividend, or from debit-for-equity swap.

EXPENSES – Invoices received for things or services you acquired as a current cost of doing business. This is a non-cash value because it does not measure any cash payment, only your promise to pay. If cash is paid at the time of purchase, the amount is usually recorded as both an expense and a payment of cash.

EXPENSE PAID – Cash paid by the company for current or prior expenses or inventory additions purchased on credit due vendors.

FINANCING CASH FLOW (FCF) – This is the sum of certain line items in the Cash Statement that report loan receipts from, or payments to, lenders as well as all stockholder cash transactions.

FISCAL YEAR – A tax year based upon any twelve month period other than a calendar year.

FIXED ASSET DISPOSALS – A tangible asset on hand with a useful life longer than 1 year. Typical fixed assets are land, plant, and equipment.

FIXED ASSET DISPOSITIONS – Changes in assets that do not fall under the standard definitions of depreciation or depletion. This is a result of a fixed asset sale, trade-in, abandonment, scrap or write-off.

FIXED ASSET INVESTMENT – Fixed Asset additions during the period. (Often referred to as capital spending or fixed asset acquisition.)

GROSS FIXED ASSETS – The total amount paid for fixed assets used by the business before allowances for depreciation or depletion are subtracted.

INCOME STATEMENT – This statement is based on promises and agreements, rather than cash. It summarizes for a specific period of time the total sales and subtracts all the costs of doing business. This gives a Net Profit for the period. All items on the income statement are non-cash measures in dollars.

INCOME TAX ACCRUED – Total federal and state income taxes accrued for the period, based on other amounts shown on the income statement. This is usually not the amount of taxes paid during the period.

INVENTORY – Dollar cost of goods on hand, yet to be sold. Includes raw material, goods in process, and finished goods. (In service businesses, this is sometimes defined as the billable time that is yet to be billed.)

INVENTORY ADDITIONS – Total amounts added to inventory, as a result of INVENTORY PAID plus CREDIT ADDITIONS.

INVENTORY PAID – Cash spent directly for Inventory.

INVESTING CASH FLOW (ICF) – This is the sum of certain line items in the Cash Statement that generally report how much the company is investing or divesting in Gross Fixed Assets, other businesses or other investments.

LIABILITIES – Values in monetary terms provided by creditors outside the business. A measure of their interest in the business, because the company owes them.

LIABILITY ADJUSTMENT – Write-downs of liability amounts are sometimes included on financial statements. This could, for example, be the result of renegotiating a liability with a vendor.

MARKETING AND SELLING, GENERAL AND ADMINISTRATIVE EXPENSES
(MSGA) – Any operating expense that could not be called a direct COST OF GOODS
SOLD or DEPRECIATION/AMORTIZATION.

NET PROFIT or LOSS – The amount of value added or lost in a business during a specific operating period of time. This shows non-cash values, and so must be considered along with cash when measuring the performance of a business.

NET WORTH – Also called owners’ equity. The sum of stock plus retained earnings.

OPERATING CASH FLOW (OCF) – Cash flow from Operations: A pure cash flow computation from selected line items of the cash statement which reflect standard recurring business operations, such as: collections minus payments, etc. This computation measures the amount of cash internally generated which then becomes available for periodic management strategies such as gross fixed asset investment, debt payback, dividends, etc. It is an important measurement, because it can determine the capacity of a business to pursue anticipated strategies.

OTHER ASSETS – Prepaid insurance, other current assets and other non-investing assets should go here.

OTHER INVESTMENT ASSETS – Sometimes a business owns financial instruments, investments, goodwill, warrants, or other rights that are theoretically convertible to cash at some point. Such amounts would go in this category.

OWNERS’ EQUITY – Stock provided by owners, plus accumulated Retained Earnings. (Also known as stockholders’ equity or net worth.)

PAID IN – Refers to new investment that is paid in to a business by the owners.

PAYABLES – Amounts of money owed to creditors for services already rendered or goods already provided.

PAY BACK – Cash used to pay back a prior debt to another party.

PREPAYMENT – A Cash outlay to obtain an other asset which will have future value to the company (i.e. prepaid insurance).

RECEIVABLES – An asset consisting of monetary value owed from customer or client, which should quickly be converted to cash.

RETAINED EARNINGS – Accumulated Net Profit (or losses) from inception to date retained in the business and not yet paid out to owners as cash dividends.

RETURN ON ASSETS – Annualized Net Profit divided by average assets. A performance measure of all Sales, Expense, Assets (SEA). (Also known as Operating Effectiveness.)

RETURN ON EQUITY – Measures the ratio of profit to stockholders’ equity. This is an important measurement that allows meaningful comparisons between businesses for stockholders.

SALES – Also called gross revenue. A measurement of all billings for the period for products or services, which can be expected to result in collections soon.

STOCK – Dollars paid in by the owner(s). Remember that stockholders are considered owners.

TAX ADJUSTMENTS – Could result from company buying or selling a business entity.

TOTAL CHANGE IN CASH – The net amount of cash that has either accumulated in a business or been lost from a business during a specified period of time.

• He was educated at home; and although at seventeen he was sent to England for formal schooling, he did not finish his studies there. In his mature years, in addition to his many-sided litrary activities, he managed the family estates, a project which brought him into close touch with commong humanity and increased his interest in social reforms.

• Gandhi, the political father of modern India, was his devoted friend. Tagore was knighted by the ruling British Government in 1915, but within few years he resigned the honour as a protest against British policies in India.

• Tagore had early success as a writer in his native Bengal. With hs translations of some of his poems he became rapidly known in the West. In fact his fame attained a luminous height, taking him across continents on the lecture tours and tours of friendship. For the world he became the voice of India’s spiritual heritage; and for India, especially for Benagl, He became a great living institution.

• Although Tagore wrote musical drames, dance dramas, essays of all types, travel diaries, and two autobiographies, one in his middle years and the other shortly before his death in 1941.

• Tagore also left numerous drawings and paintings, and songs for which he wrote the Music himself.

• Rabindranath Tagore Died on August 7, 1941.

• Souce: nobelprize.org

A drug rehab program  helps the addicts to realize their inner self is important for the development of everyone and the main goal is to remove the addiction from the user’s system. Without drugs, they will be free from their fears and they will start to live their own lives the right way. With the addiction treatment, addicts can pull themselves together once again and create a world where no one should be used ever again.

I am personally pleading for the addiction to stop, and will do everything in my power to help them even in my own little way. Remember that it is not too late for A Forever Recovery. Yes you can!

Sooner or later, or in a not so distant future I’ll be having kids of my own and I am thinking of giving them the privilege of enrolling them in a Disney Movie Club because I know the quality of their movies, I myself learned a lot from them when I was a kid. Movies, cartoons, anything animated and colorful are appealing to a child’s eyes and I will not just give them colors, I want them to learn from them while they are having fun. Its the best way to learn right? Disney Movie Club can really help your child’s progress to success. Some lessons that can be learned from it is to have their confidence in talking with people, they will learn how to have dreams and learn the differences between doing what is right from what is wrong. Those are just things that can be observed with those movies but I know exactly how it works, they will be educated and they will know that life always have a happy ending. Goodnight!

Have you heard about any online schools? Here you can get your online degree just like getting a college degree from your traditional schools or colleges. From here, your regular classroom will be a cyber classroom, your campus will be the interconnected programs that online schools use to help the students learn as much as they can and experience going to school just like your regular school. Imagine the time that will be saved just by going to an online school, just subtract the travel time and your free to go. The most important thing is that you can get your online degree or college degree just by finishing the course online which is really a lot of help for you to start your own journey through life.

Schools can cost you money but online schools also have an online school financial aid that will give students a provision of loan so they can start learning online. Just like your traditional schools, they will give you many forms of aids so you can learn from them and help you finish your studies. Education is essential for people so online schools can offer as much aid as they can just to get you your online degree. This is good news for those who can’t afford paying their tuition. Good thing online schools came just as we needed it for we know that the world is getting competitive yet time is so short for our achievements. They surely helped a lot people who are in need of education.

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Whew! Christmas is coming and it is just days ahead! How about giving gifts like Holiday Glass Frames From Zenni Optical to let your love ones feel the warmth of your love and concern for their eyes. Yes it is known as the The popular online eyeglasses shop and they offer the ones you need most. If you want fashion then go for it, if you want the practicality, it never fails to give such. Looking for low priced glasses? I know that they have $ 8 Complete Rx Eyeglasses that will surely get your budget and your needs in shape.

First you must consider the origin of those words. for example, old filipino people use teksto with a K on it before a more modern people came.  Then after some time, especially upon the Spanish colonization, many people use texto with X.

A text is primarily a collection of symbols or signs with their own meaning.

TeXto – considered to be the nontraditional readings, such as: T.V. Internet, T-shirt, I.D.

TeKsto – the traditional readings. example: Bible, Pocketbook, Magazine, Newspaper.

Remember this, If you will have an opportunity to spend your money at something else. Be sure to buy assets that generates money.

Or another good lesson is, Make your money work for you, and not work for money. Because you will get yourself tired easily yet money are powerful 24 hours a day, 7 days a week. Utilize their given ability.

Well then, I hope this enlightens you. wait for some popup guides on learning to mange your money even if it is not worth saving.